THE ROLE OF TRUST MEDIATES CUSTOMER RELATIONSHIP MANAGEMENT AND SERVICE QUALITY ON CUSTOMER LOYALTY

Authors

  • Fikri Adam Universitas Tadulako
  • Wahyuningsih Universitas Tadulako
  • Maskuri Sutomo Universitas Tadulako

DOI:

https://doi.org/10.59769/tajam.v7i3.188

Keywords:

Customer Relationship Management, Service Quality, Trust, Customer Loyalty

Abstract

The purpose of this study was to empirically test and explain: (1) the effect of customer relationship management on the loyalty of credit customers at Bank Sulteng Ampana branch; (2) the effect of service quality on the loyalty of credit customers at the same branch; (3) the effect of customer relationship management on customer trust at Bank Sulteng Ampana branch; (4) the effect of service quality on the trust of credit customers at this branch; (5) the effect of trust on the loyalty of credit customers; (6) how customer relationship management influences loyalty through trust; and (7) how service quality influences loyalty through trust. This research uses a causality approach. Hypothesis testing was conducted with PLS-SEM, based on a sample of 100 ASN credit customer respondents. The analysis results show that: (1) customer relationship management significantly affects credit customer loyalty; (2) service quality does not significantly affect credit customer loyalty; (3) customer relationship management significantly influences customer trust; (4) service quality significantly impacts customer trust; (5) trust significantly affects credit customer loyalty; (6) customer relationship management significantly influences loyalty through trust; and (7) service quality significantly influences loyalty through trust

References

Al Karim, R., Alam, M. M. D., & Al Balushi, M. K. (2024). The nexus between CRM and competitive advantage: the mediating role of customer loyalty. Nankai Business Review International, 15(2), 248–268. https://doi.org/10.1108/NBRI-04-2022-0040

Alam, M. M. D., Karim, R. Al, & Habiba, W. (2021). The relationship between CRM and customer loyalty: the moderating role of customer trust. International Journal of Bank Marketing, 39(7), 1248–1272. https://doi.org/10.1108/IJBM-12-2020-0607

Alfiyanto, C., Indriani, F., & Perdhana, M. S. (2020). The Effect of Service Quality on Consumer Trust and. Diponegoro Journal of Economics, 9(1), 58. http://ejournal-s1.undip.ac.id/index.php/jme

Alzaydi, Z. (2024). Examining the mediating effect of multi-channel integration quality in the relationship with service quality, customer satisfaction and customer loyalty in the Saudi banking sector. Management & Sustainability: An Arab Review, 3(2), 132–149. https://doi.org/10.1108/MSAR-12-2022-0061

Cahaya, Y. F., Mursitama, T. N., Hamsal, M., & Tjhin, V. U. (2023). Increasing e-loyalty of banking customers through customer trust and commitment. International Journal of Applied Economics, Finance and Accounting, 15(2), 96–104. https://doi.org/10.33094/ijaefa.v15i2.844

Ennew, C., & Waite, N. (2007). Financial Services Marketing. Routledge. https://doi.org/10.4324/9780080465609

Gonu, E., Okeniyi, J., & Agyapong, G. K.-Q. (2024). Customer relationship management practices and organisational performance of commercial banks in Ghana: a mediation analysis. Journal of Financial Services Marketing, 29(2), 607–624. https://doi.org/10.1057/s41264-023-00226-8

Hajiyan, H., Aminbeidokhti, A. A., & Hemmatian, H. (2015). The effect of customer relationship management on customer loyalty: Evidence from banking industry. Management Science Letters, 993–998. https://doi.org/10.5267/j.msl.2015.9.001

Hurley, R., Gong, X., & Waqar, A. (2014). Understanding the loss of trust in large banks. International Journal of Bank Marketing, 32(5), 348–366. https://doi.org/10.1108/IJBM-01-2014-0003

Jackowicz, K., Kozłowski, Ł., & Wnuczak, P. (2024). Do local differences in trust affect bank lending activities? Finance Research Letters, 61, 105004. https://doi.org/10.1016/j.frl.2024.105004

Kaur, H., & Sohal, S. (2022). Political brand endorsers, political brand preference, and political brand equity: A mediated moderated model. Journal of Marketing Communications, 28(1), 3–37. https://doi.org/10.1080/13527266.2020.1810101

Lee, S. P., & Moghavvemi, S. (2015). The dimension of service quality and its impact on customer satisfaction, trust, and loyalty: A case of Malaysian banks. Asian Journal of Business and Accounting, 8(2), 91–121.

Maylina, D., & Mulazid, A. S. (2018). Analisis Pengaruh Service Quality , Customer Relationship Management Dan Keunggulan Produk Abstract Analysis Of Effect Of Service Quality , Customer Relationship Managemnet And Advantages Of Saving. Islamadian, Jurnal Pemikiran Islam, 19(1), 89–106.

Mikael, K., Rakai, N., Fauzi, A., Arifin, M. Z., Heriyani, H. P., & Saputra, A. Y. (2024). Peran Customer Relationship Management dan Corporate Image terhadap Customer Loyalty dalam PT . Unilever. Jurnal Ilmu Manajemen Terapan (JIMT), 5(3), 233–241.

Muflih, M., Zen, M., Purbayati, R., Kristianingsih, K., Karnawati, H., Iswanto, B., & Juniwati, E. H. (2024). Customer loyalty to Islamic mobile banking: evaluating the roles of justice theory, religiosity, satisfaction and trust. International Journal of Bank Marketing, 42(3), 571–595. https://doi.org/10.1108/IJBM-03-2023-0187

Thøgersen, J., & Ölander, F. (2003). Spillover of environment-friendly consumer behaviour. Journal of Environmental Psychology, 23(3), 225–236. https://doi.org/10.1016/S0272-4944(03)00018-5

Tran Xuan, Q., Truong, H. T. H., & Vo Quang, T. (2023). Omnichannel retailing with brand engagement, trust and loyalty in banking: the moderating role of personal innovativeness. International Journal of Bank Marketing, 41(3), 663–694. https://doi.org/10.1108/IJBM-07-2022-0292

Downloads

Published

2025-12-31

How to Cite

Adam, F., Wahyuningsih, & Sutomo, M. (2025). THE ROLE OF TRUST MEDIATES CUSTOMER RELATIONSHIP MANAGEMENT AND SERVICE QUALITY ON CUSTOMER LOYALTY. TADULAKO INTERNATIONAL JOURNAL OF APPLIED MANAGEMENT, 7(3), 157–165. https://doi.org/10.59769/tajam.v7i3.188

Most read articles by the same author(s)

Similar Articles

1 2 3 4 5 6 7 8 > >> 

You may also start an advanced similarity search for this article.